This is where I get to show my creativity and originality because no other blogs in the blogosphere have a post with a similar title. Just kidding. Just about every other blog in the world, well, at least blogs with a slant toward personal finance, have a similar post, but for good reason.
There are millions of blogs on the internet (upwards of an estimated 152 million) and of all the blogs in all the towns in all the world, you walked (er, clicked) into mine. I figure, you’d probably like to know why it was created and why you should keep reading.
So, here we go (originally in no specific order, then the OCD reared its ugly head, now arranged alphabetically):
- Accountability. There’s nothing like professing your financial goals and aspirations to a group of (awesome) people on the internet to hold yourself accountable. It’s rather easy and common to set goals and then as time marches on, falter in the pursuit of their attainment (hello New Year’s resolutions). This is especially true for hard goals, stretch goals or all out Big Hairy Audacious Goals (“BHAGs”). By sharing my goals with you, hopefully I can remain vigilant in their pursuit. I’ll hold you accountable if you’ll hold me accountable. Deal?
- Community. There are a ton of awesome online communities scattered around the web. The internet is home to some really great personal finance communities as well. I want the Dollar Habits community to become one of them. I mentioned in Welcome to Dollar Habits my desire is for Dollar Habits to be a friendly, supportive, non-judgmental online community. To help this come to fruition, please engage, comment and reach out with any questions or concerns. Together, we can make this a great place where people can find their tribe of like-minded individuals.
- Continuity. What I mean by continuity is the continuation of financial knowledge and advice for my kids should I meet an early demise. Time to get real for a moment. I have two young sons, ages 3 and almost 1. They, along with their beautiful mama, are my world. I am excited and very passionate about teaching them everything I can about money, business and life in general. I did not receive much of a financial education, if any, growing up and I am committed to providing that to my boys. I’ve used up a few of my nine lives during my younger, more invincible days, so if, God forbid, something were to happen to me, this site would exist as a resource for my kids. Once they are old enough and mature enough to understand and apply the material, my wife could direct them here. It would be a way for me to continue to guide them and instill good financial values in them while no longer being physically present with them. Wow, that got deep and kind of morbid. Moving on.
- Income. We were just talking about stretch goals, right? I was tempted to leave this out, but the list would be incomplete without it. Who doesn’t want to be compensated for their time and effort? I certainly do. Like many bloggers, I too dream of one day growing Dollar Habits into one of the “big” blogs. To that end, I am prepared and committed to putting in the time and effort toward that BHAG. According to Joshua Becker, of Becoming Minimalist fame, “Just be helpful and the money will follow.” That is exactly what I intend to do. Back to reality … Dollar Habits is starting as a passion project.
- Share. I read a lot … books, blogs, random articles on the internet, the carry out bags at Chipotle, etc. I wanted a platform to share what I’ve learned. I also wanted a place to be able to share the mistakes I’ve made and the wins I have experienced, in hopes someone will benefit from them. Finally, as I mentioned, I read a ton of personal finance blogs and I am excited to play content curator and share valuable content from some of my favorite bloggers (I do this often on Twitter) with the Dollar Habits community. Sharing is caring.
- Value. This may come off a bit cheesy or cliche-ish, but it is a big one for me. I want to contribute. I want to help people. I want to add value to the lives of others and make a difference. I’ve yet to have the privilege of working in a job where I feel like what I do every day really matters or truly helps people. I think this is one of the main reasons I am so excited about Dollar Habits. With this platform, I have the ability to (hopefully) significantly help people improve their finances and their lives in general. For example, divorce rates hover between 40-50 percent, according to the American Psychological Association and “finances” are listed among the top causes of marital strife and ultimately, divorce. Imagine if even one marriage could be saved because of something someone read or was exposed to on this site. If I could even be a small, contributing factor to something like that, my mission would be validated. I hope as time goes on, you will feel this site has, in some way, added value to your life.
So, there you have it, the driving forces behind why Dollar Habits was created. I hope you will stick around long enough to see how it all unfolds.
Do any of these reasons resonate with you? If you have a blog, were any of them driving forces behind why you started your blog? If so, which ones?