First, please let me express my sincere gratitude and appreciation to you for taking the time to check out the new blog.
However you came across Dollar Habits, I’m so glad you did.
In this post, I’d like to offer a glimpse into the future of things to come and what you can expect from this site.
Perhaps you are just starting out on your path to personal finance mastery, or maybe you are a veteran when it comes to all things money; either way, my hope is you will find value here.
If you are new to some of the personal finance topics and concepts presented here, please share your questions and/or concerns in the comments section and let the Dollar Habits community offer insights and experience. If you are already a personal finance wizard, please chime in with your experience and advice.
A primary goal of this blog is to create a friendly, welcoming, nonjudgmental online community of like-minded individuals who seek to achieve financial success, be it financial independence, early retirement, freedom from debt, or some other personal definition of success.
What to Expect on Dollar Habits
At its core, Dollar Habits is a personal finance blog. You can expect to find frequent posts about saving, investing, getting out of debt, student loans, career management, side hustles, family finances, and other general money issues. Topics like frugality, financial independence and early retirement, minimalism and contrarianism will also be regular offenders.
From time to time, I will also post about business and entrepreneurship. I imagine, like many other personal finance bloggers, I will also occasionally post about blogging.
I plan to share personal stories, experiences and lessons learned along my journey to get out of debt, annihilate my student loans, develop multiple and passive sources of income and ultimately, achieve financial independence and early retirement.
The content on Dollar Habits will always be apolitical, areligious and at times, even atypical. There is a time and a place for these things, but this ain’t the place. All viewpoints, backgrounds and walks of life are welcome here. United we stand.
Also, be warned, I am a sucker for quotes and I love me some personal development material. I will do my best to curb my enthusiasm, but I am, after all, only human and will likely succumb to the temptation.
Balance of Concepts and Personal Experience
When I was in school, I respected and appreciated my full-time faculty professors, but I always favored the adjunct faculty, those who work in industry and teach part-time. Courses taught by faculty were always heavy in theory, yet lean on practical application because many of those professors had spent their careers in academia, some without ever once stepping foot into industry.
Adjunct faculty, on the other hand, while typically well-versed in theory, brought practical, real world experience to the classroom, for which there is no substitute. It always enhanced my learning experience and helped me understand the value when an adjunct would teach a theory or concept and then follow it with personal experience from his or her full-time career.
By now, you’re probably wondering why the long-winded comparison between full professors and adjunct faculty. I fancy Dollar Habits as the blog equivalent of an adjunct professor, providing a balance of concepts and theory with personal experience and real world application, minus the homework deadlines and midterms, of course.
The overarching idea behind Dollar Habits is it will be fluid and evolve over time.
I hope you will join along on this journey; it’s going to be a crazy, beautiful ride.
This seems like an appropriate juncture to reiterate that while I have a solid understanding of personal finance, I am neither a financial professional, nor a financial “expert,” whatever that is. Accordingly, the ideas, concepts, and commentary offered on this site should in no way be construed as financial advice, rather individual opinions and interpretations of the author.
If there are any topics in particular you would like to see discussed, please reach out and let me know or leave a comment below. Or, if you’d just like to say hi, I’d love to hear from you. For partnerships, advertising, guest posting opportunities, etc., please contact me.